If you are wondering what is the best way to finance your ADU, here is a chart from an experienced mortgage broker that should help you out.
There is no simple way to finance an ADU, most people use several solutions to get to the finish line. And it is always a variable between your credit score, equity owned and income. Loan to value and debt to income ratio come into play later.
If traditional financing is not an option for you, there are several new financing solutions that we can pre-qualify you for. You can send your questions to firstname.lastname@example.org